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Loan Type
Home Purchase Price$350,000
Down Payment$70,000 (20%)
Loan Term30 Years
Interest Rate (APR)6.4%
Credit Score720
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Estimated Monthly Payment
$1,547
Principal + Interest only
Loan Amount$280,000
Down Payment$70,000 (20%)
Interest Rate6.40% APR
Loan Term30 Years
Total Interest Paid$277,141
Total Cost$557,141
*Estimated payment for illustrative purposes only. Does not include taxes, insurance, or HOA fees. Actual rate depends on credit score, loan type, and market conditions.